Rebane's Ruminations
June 2015
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[I am writing this moments from when the earth's northern hemisphere tilts maximally in its summer nod to the sun.  And it's also Father's Day, a day when our young'uns take notice and tell us they really did appreciate our being around as they were growing up.  I've always thought of Father's Day as being a consolation prize bestowed so as not to leave the blatant worship of mothers and Motherhood in too stark of a contrast on the calendar of annual family observances – giving the old man a nod now and then goes a long way to complete the picture.  I invite readers to share a paragraph or two about how their own dads bent the twigs of trees now grown – I'll start.

My own dad was his parents' firstborn on the family farm, soon followed by a brother and sister.  His dad (after whom I am named) was a gruff man with little education and a lot of energy and courage – a veteran of both the Russo-Japanese War and the Estonian Revolution.  The farm was supposed to go to my dad, but he had been drafted, served in the Estonian Army's Signal Corps, seen the bright city lights, and was discharged as a skilled journeyman electrician.  No farm life for this son of the sod.

With a friend he started an electrical contracting business in Viljandi, married mom, and was surprised when I came soon after Hitler and Stalin had started dividing up Europe.  My dad's wisdom, recounted elsewhere in these pages, saved our collective hind ends when he got us out of Estonia before the Red Army invaded.  During the war he was a hero many times over, saving us and others to enjoy our lives in post-war displaced persons camps and then emigrate to freedom.

My dad knew how to do everything – he was also an artist and artisan, but that's another story.  The Rebanes climbed the economic ladder by working any and all kinds of jobs available, and buying and rebuilding fixer-upper homes.  As a consequence my youth was filled with lots of work after school – that was not unusual, in those times it was the norm.  Starting at the age of 11, my dad taught me to do everything needed to build a house.  He was just following in his dad's footsteps, and let me know that I was starting out a little late.  On the farm he already knew all the stuff I was just learning.  Imparting gratuitous self-esteem was not his strong suit.  By the time I was fourteen, dad had taught me to build an entire house from laying the foundation, through framing, roofing, drywall, electricity, plumbing, and painting.  My proudest moments were when he came home from work, looked over a piece of work I had done after school, and said "That'll do." before laying out tomorrow's jobs.  And then after mom (who also worked) had cleared supper, dad would get to work on the next building task.  I grew up in a construction zone.

But my dad never thought for a moment that I would follow in his footsteps, he made sure my Job One was getting an education because I would be going to college, the first in our family to do so.  After getting some years under my belt I would look back and see that everything he did was to enable me to have a better life than he and mom did.  And then, without first checking with me, he died when I was 31.  He left too early, and I still miss him.  gjr]

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220 responses to “Sandbox – 21jun15”

  1. Ben Emery Avatar
    Ben Emery

    Fish, 25 June 2015 at 10:24 AM
    That is very interesting for sure. I will look into it and get back to you.

    Like

  2. Jon Avatar
    Jon

    Barry, under an ACA model, I would actually support the movement away from group employer provided coverage, to an individual, subsidized/sliding scale coverage with means testing. Yes, employer group coverages are seeing increased premiums. But whats new- I’ve seen that for the last 20 years or so, forcing groups to take higher deductibles. This was years before the ACA or anyone had heard of Barack Obama. Millions of people and businesses were having a tough time with their coverage long before ACA. Right after ACA was passed employer group premiums finally started leveling off a bit. My experience is that premiums are not exploding now, but they are starting to go back up at higher rates, with the same high deductibles. As ACA remains, I believe it should be expanded to everyone so the risk pools will start to even out and make more sense. Employer group coverage makes very little sense under this model, because it takes all the profitable healthy people out of the ACA pools.

    Like

  3. Paul Emery Avatar
    Paul Emery

    Well the Repubs are breathing a collective sigh of relief with today’s SCOTUS decision affirming the Constitutionality of Obamacare. If it would have gone the other way they would have had to actually do something about health care, something they have been unable to do in the past.

    Like

  4. Barry Pruett Avatar

    Jon said: “My experience is that premiums are not exploding now, but they are starting to go back up at higher rates, with the same high deductibles.” That may be your experience personally, but that I not the fact on the ground for middle class Americans.
    Jon said: “But whats new- I’ve seen that for the last 20 years or so, forcing groups to take higher deductibles. This was years before the ACA or anyone had heard of Barack Obama. Millions of people and businesses were having a tough time with their coverage long before ACA.”
    Except that the law passed to lower premiums according to Obama and democrats. A dubious claim that the Washington Post gave three Pinocchios.
    http://www.washingtonpost.com/blogs/fact-checker/post/president-obamas-claim-that-insurance-premiums-will-go-down/2012/08/09/424048f2-e245-11e1-a25e-15067bb31849_blog.html

    Like

  5. Jon Avatar
    Jon

    Barry, how about my idea of scrapping the ancient idea of employer-based coverage? I believe its time has come. Business should benefit and the market becomes more rational, as opposed to this current near-insane model of confused group, individual and government coverage.

    Like

  6. fish Avatar
    fish

    Posted by: Jon | 25 June 2015 at 11:24 AM
    Is this your area of expertise Jon? I’m interested in your, “near-insane model of confused group, individual and government coverage” claim.

    Like

  7. Paul Emery Avatar
    Paul Emery

    Single payer (medicare for all) is the only viable option. It will come to that eventually.

    Like

  8. fish Avatar
    fish

    Posted by: Paul Emery | 25 June 2015 at 11:07 AM
    Actually you’re mistaken Paul. The constitutionality of the act was already affirmed. This was to determine if the law would be interpreted as written. It wasn’t.

    Like

  9. fish Avatar
    fish

    Posted by: Paul Emery | 25 June 2015 at 11:29 AM
    You’ll need to elaborate on this statement a bit Paul. Actuarially Medicare is already doomed. This isn’t my contention it’s the contention of people who understand (and report honestly about) Medicare.

    Like

  10. Gregory Avatar
    Gregory

    An actual free market in health care and insurance is the only viable option but that may just got pushed back a few score years. We still have not gotten the one real reform that would make a difference to the private insurance market… make employer paid plans taxable income, with a one time adjustment of the tax rates to make that revenue neutral rather than a windfall to the IRS.

    Like

  11. Ben Emery Avatar
    Ben Emery

    Paul,
    Oddly enough it was Ted Kennedy that killed a bill that was very close to the Affordable Care Act that President Nixon promoted. Republicans have advocated just about everything in ACA for decades and Romney actually got it passed in MA. The funny think about it is was a response to the Single Payer advocates who have been relentless on pressuring our federal government since the Truman administration. Now we have another conservative Democrat as President who wants their health care reforms they oppose it for partisan purposes.
    RomneyCare=ObamaCare=NixonCare=DoleCare
    http://thehill.com/blogs/pundits-blog/healthcare/239725-romneycareobamacarenixoncaredolecare
    It has good aspects and much needed regulations on industry but still falls short of its ultimate goal, affordable access to health care for all Americans. Now this part is in place we need to get to work on finishing the job.
    Health Care For All California
    http://www.healthcareforall.org/

    Like

  12. Jon Avatar
    Jon

    yes fish, I follow the system pretty closely in work and personal life. Some type of single payer is the obvious successor to this cobbled system in the future, but for now, seems the employer model is the problematic piece. Medicare and Medi-Cal/Medicaid is going nowhere, as their are tens of millions fully dependent on this for survival. Best to build off this and create something sustainable with healthier young people in the pool.

    Like

  13. Jon Avatar
    Jon

    Gregory, yes, your idea about taxing group employer group health plans will lead to the end of that market. An inevitable outcome.

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  14. Todd Juvinall Avatar

    Only a true free system in health care insurance will work. That means the government stay out of it with demands for these free marketers to cover things. I never did understand how that took place in America. If I want to start a company that only wants to insure (offer) to diabetics, why can’t I? How is it the government can tell a private company what they can and cannot cover?

    Like

  15. Gregory Avatar
    Gregory

    That was Milton Friedman’s idea, not mine, Steve, from decades ago. It’s income earned by the employee, and the fact that it isn’t taxed by accident of pre-WWII tax law and the popularity of it as a wage and price control dodge is the reason why we have the distortion of Cadillac Plans in the first place. There could still be employer plans and there probably would be, assuming the employer really could put together something that looked better than what was on the private market with risk pools being, at the minimum, the local congressional district.
    The Cadillac Plan would have gone in the first wave of Obamascare except that it’s a darling of labor unions without which the Democratic Party would be losing far more often. That sacred cow started bellowing when the knife was unsheathed and so has been spared.

    Like

  16. Todd Juvinall Avatar

    The cadillac plan is still in place and will conveniently be discussed after Jan 20, 2017.

    Like

  17. Jon Avatar
    Jon

    Todd, there is of course no free market in healthcare, never can be. So how can you design a full free market payment system around a totally skewed delivery system? You want people having to pay $100,000 out of pocket for an MRI or $1000 just for the privilege to see a Neurologist or GI doctor?
    This goes without saying- but there is no free market healthcare delivery system and never can be. Unless you think healthcare is not a human right. If you only want the rich to have healthcare, just say it. Then your free market financing system would work. There is a very limited supply of providers due to the natural barriers to entry/natural limit on who can be a doctor, PA, NP, while at the same time we see increasingly high demand for those very limited health care providers and services, due to demographics and health patterns and demands for technologies, drugs, modern treatments, etc. So what are you going to do to balance this out? Allow your car mechanic to operate on you?

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  18. Jon Avatar
    Jon

    Steve?..whatever Gregory.

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  19. Todd Juvinall Avatar

    Jonnie do you really understand what you are saying here?
    You tell me how the government can tell a free market industry like health insurance, what they can and cannot cover? Where is it in the Constitution and how does the capitalist sytem envision it? It doesn;t and isn’t. In fact the document says they cannot interfere with “contracts”
    If I only want to supply health insurance to pregnant women why do I have to cover all the rest?
    Also, if the true cost of the MRI is $10,000 and you pay $1,000, where does that $9,000 difference come from? Economics 101 must have been while you were sleeping?

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  20. Jon Avatar
    Jon

    The health insurance industry, the entire healthcare industry is NOT free market. Somehow you believe it is. So, there is nothing more to debate with you on this topic.

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  21. Todd Juvinall Avatar

    Say what? I have pointed out that it is NOT a free market. Are you dense? Read what I said above and try to digest it carefully rather than shooting from the lip. Jeeze!

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  22. Jon Avatar
    Jon

    I’m saying healthcare cannot be a free market. Ever. By its very nature.
    You think it can. So, there is nothing more to talk about.

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  23. Gregory Avatar
    Gregory

    Let’s dissect what “Jon”, almost certainly Steven Frisch of the “Sierra Business Council” that isn’t a council of businesses, has written:
    “This goes without saying- but there is no free market healthcare delivery system and never can be. Unless you think healthcare is not a human right. If you only want the rich to have healthcare, just say it. Then your free market financing system would work.”
    Classic straw man fallacy by the double talking Frisch. There was a free market in health care in the USA before the WWII distortions of the insurance market, before the Medicare came along with the government refusing to pay in full for the cost of Medicare services which caused providers like hospitals to shift costs to everyone else. Folks who had employer based insurance had their bully to stand up to the hospital bullies. The rich could just pay. The poor had medicaid, the middle class, if they got sick without insurance, became poor and, if they lived through it, would then get medicare or medicaid.
    “There is a very limited supply of providers due to the natural barriers to entry/natural limit on who can be a doctor, PA, NP, while at the same time we see increasingly high demand for those very limited health care providers and services, due to demographics and health patterns and demands for technologies, drugs, modern treatments, etc.”
    The intentional blindness inherent in this rant is truly amazing. The barriers are anything but natural; the Feds enable the supply fixing of the medical guild that controls supply… the American Medical Association. It is so difficult to get into med school because of the unwillingness of big medicine to actually have enough seats in med schools, driving Americans to attend foreign med schools in order to have the career they want, once they jump through the hoops of getting their education recognized. Note also the paucity of MD’s in the ranks of H1B visa holders.
    “So what are you going to do to balance this out? Allow your car mechanic to operate on you?”
    Provide the seats in med school and allow as many to graduate and practice medicine as can pass solid tests of their expertise. Change the truly bizarre financial structure of hospitals, admit all who have their offices within the hospital are actually hospital employees and let them hire the best they can find at the price they can afford to pay.
    And, starting now, actually reforming tort law which was untouched by Pelosi/Reid/Obamacare because trial lawyers are yet another Democratic Party sacred cow would help. Does everyone remember what democratic VP candidate built himself a 28 THOUSAND square foot home and how he earned the money?
    http://www.carolinajournal.com/exclusives/display_exclusive.html?id=3848
    Straw man bullshit. Steve, you should be ashamed of yourself.

    Like

  24. Jon Avatar
    Jon

    No I am not Steve Frisch. I thought you had 15 degrees and would be able to figure that out on your own?

    Like

  25. Jon Avatar
    Jon

    Gregory, the piece you and Todd are missing is that MEDICARE is not going anywhere. Your entire premise in imagining healthcare are free market, is that Medicare needs to be destroyed. Ain’t happening. HUNDREDS of millions of present and future recipients are not going to ever scrap Medicare. Modify it, reform it-OF COURSE. But will never be scrapped. The system will never be your Uncle Milty vision of a free market. Can’t be. I know you would be fine with economic discrimination of services, but 90% of Americans won’t be.

    Like

  26. Gregory Avatar
    Gregory

    Nice use of ad hominem to avoid writing about the issues, “Jon”. I demolished your 12:01 and you have chosen not to refute it.

    Like

  27. Todd Juvinall Avatar

    No one said anything about Medicare going anywhere jonnie. The saps in the middle class pay into it. Why should they get zip? The poor are covered by Medicaid, a free handout and now Ocare all of which are subsidized (mostly by tax on corporate profits). So if that is where you want all your tax money to go, fine. I would like to see the country allow more freedom from mandates (they are unconstitutional in my view anyway) and within a short period of time the solutions will be there and much better. But as you believe healthcare is a “right” then you probably are correct that the debate is over and you can scurry back under your bridge.
    I really enjoy seeing my tax money going to fix the teeth of all those meth addicts. Warms the cockles of my heart.

    Like

  28. Gregory Avatar
    Gregory

    “Your entire premise in imagining healthcare are free market, is that Medicare needs to be destroyed.”
    More pure straw man horseshit from “Jon”. No, it doesn’t need to be “destroyed”, it needs to pay the actual cost of providing the care that it pretends to be buying. The sick healthcare system, the huge increase in costs to the private patients, is largely the shifting of much of the inadequate compensation forced by the admission of medicare and medicaid patients onto people who aren’t in on the “negotiations”.
    The Federal government doesn’t “negotiate” payment schedules in good faith; they KNOW private insurers and the uninsured have been carrying much of that load.

    Like

  29. Todd Juvinall Avatar

    One last rant. When the SCOTUS tossed Prop 187, they left in place the massive expenditures California makes on the free medical, schooling and myriad other free programs for ILLEGAL IMMIGRANTS! So the SCOTUS tossed the people’s vote, just as they are doing with marriage and we are just supposed to sit there and take it? The rise of different groups is because they feel they are not being heard. Anyway, thank the SCOTUS for sending your roads pothole money to fund a interpreter for a illegal criminal in the court system arrested for doing a pre teen.

    Like

  30. Jon Avatar
    Jon

    You didn’t destroy anything Gregory. Reforming the AMA- while not a bad idea- alone is not going to magically turn the healthcare industry into a free market system. Already touched on the other factors- technology, demographics, regulatory, governmental involvement (NOT going away), financial, national belief in healthcare as a right, etc.

    Like

  31. Gregory Avatar
    Gregory

    I’ve never had a problem with the concept that the rich get better health care than I do, Steve/Jeff/”Jon” and if you make it such that everyone has to get the same care it will be rationed and the rich will fly their GulfStream to the nearest luxury hospital.

    Like

  32. Jon Avatar
    Jon

    hell, you’re the one with a plane Gregory, so I will accept that you will get better care than me in the future.

    Like

  33. Gregory Avatar
    Gregory

    There is no claim of any magic bullets, Steve/Jeff, and the way to restoring any free market is to break down all those distortions one by one.
    It’s so soothing to call healthcare a “right”. By that you mean you have a right to demand doctors, nurses, hospitals, work for free to give you the care you want, or that you have a right to demand the government to take money from your neighbors and force the healthcare providers a sum that they can demand they accept as payment? Please be specific how this “right” actually gets transformed into what you are entitled.
    So, you think the Founders of the country erred in not following up the Bill of Rights with a Bill of Entitlements?

    Like

  34. Jon Avatar
    Jon

    nope. They couldn’t possibly look into the future and find millions of Americans bankrupted by our healthcare system. Since there was nothing to imagine 250 years ago, I would prefer to follow the sentiments of almost all other civilized nations in their approach to healthcare.

    Like

  35. Gregory Avatar
    Gregory

    Ahh, the politics of envy at work. Nice one, Jeff/Steve/”Jon”. I have a plane, so therefore I must be rich.
    It’s more a truism that I have an airplane and therefore I used to be rich. The guaranteed path to having a small fortune in aviation is to start with a large fortune.
    Yes, I have a plane, it first flew when Lyndon Baines Johnson was President and I’m nearing 1400 hours of logged time as pilot since my first flight as a Sophomore in college. I earned the right to fly myself and others, including under instruments, “flying blind”. One of the mechanics at a local airport has a 1947 version of the type 35 and, when he needed to replace an aileron (look it up) found that the ailerons from recent type 36 even still have the same part number.
    So, Jeff/Steve/”Jon”, why the sin of envy? Is it because you don’t know how to fly, because you don’t know anyone who will fly you where you want to go, because you don’t have the native ability to aviate, navigate and communicate or because you need a 777 to be able to fit through the door?

    Like

  36. Gregory Avatar
    Gregory

    People die in Canada and France because of the way they have chosen to ration care, Steve/Jeff/”Jon”. The universal care you seek will not be the care the rich get for all, it will be the standard substandard care that is defined to be usual and customary. Aww, you’re 66 and your kidneys have failed? We’ll make you as comfortable as we can, but at that age dialysis really isn’t the best choice.
    No, there won’t be a “death panel”; it will just be coded up in the system’s authorization software module.

    Like

  37. Jon Avatar
    Jon

    Wow. Nothing more I can add.

    Like

  38. Jon Avatar
    Jon

    Can we assume Gregory won’t be signing the HEALTHCARE FOR ALL petition at their booth outside BriarPatch anytime soon.

    Like

  39. Gregory Avatar
    Gregory

    I can’t afford Briar Patch since they moved from Joerschke Drive, “Jon”. I did enjoy patronizing the Commie Co-op (the first time I walked into that location there were three periodicals on the rack that had smiling caricatures of Karl Marx on the covers) back in the old days but thrift has forced me into the Gross Me Outlet and Costco in order to keep me in eggs and decent hootch.
    Being a middle class pilot means making choices. The new Briar Patch was easy to drop, the worst value in groceries in the County.

    Like

  40. Jon Avatar
    Jon

    I go for their hot and cold food bar mostly. And local produce. And wine. And their sale items, which are great deals sometime. Unbelievably good prepared food though- worth a treat once in a while.
    And nice people staffing the HEALTHCARE FOR ALL booth.

    Like

  41. Gregory Avatar
    Gregory

    Briar Patch produce has always looked tasty… to the critters that got to it while it was growing.
    https://jeffpelline.files.wordpress.com/2015/06/img_3697.jpg
    What’s the carbon footprint of that behemoth, Jeff? Get a nice tax deduction by tossing a box of Rude|Whine|Farts in the back and calling it a “business” expense? The MSRP of that monstrosity is about half the value of my plane, which, since it has already been fully depreciated in the “free market” (rich folk prefer new), has held its value well over the past 7 years and my plane even has a lower carbon footprint cruising at about 170mph.

    Like

  42. Todd Juvinall Avatar

    Looks like the IRS has destroyed over twenty thousand emails of Lois Lerner’s in a OOPA!. Over one hundred backup tapes now are blank. Oops! Then I got to listen to that job creator, amazing American who got his wrecked city back on iys feet, Baltimore, Elijah Cummings do what he does best. Blame Republicans for a “witch hunt” on Lerner. America is in deep shit with the likes of Cummins representing humans. I would not have him as dog catcher. He is as effective as the FUE.

    Like

  43. Jeff Pelline Avatar
    Jeff Pelline

    Gregory,
    Well, no aborted takeoffs from vapor lock on that “behemoth.” I keep it parked in a cool place too.

    Like

  44. Steven Frisch Avatar
    Steven Frisch

    Posted by: Jon | 25 June 2015 at 12:05 PM
    Just so you know I have not been here since the cowardly Greg declined my kind invitation to have a public debate with actual rules that keep people from being assholes…although I doubt there is any social structure that could keep him from being an asshole.

    Like

  45. George Rebane Avatar

    StevenF 335pm – I take it from that comment that you returned to resume some mudballing. How about giving Pelline some traffic and lob your bon mots from there?

    Like

  46. Jon Avatar
    Jon

    George R,
    Since Gregory, out of left field, brought Mr. Pelline into the conversation with snarky comments about his business and vehicle, don’t you think it fair he be allowed to respond?
    Steve, I hope you’ve noticed that that- within 48 hrs- I have variously been called by Gregory- Michael, Jeff, and Steve, sometimes both, sometimes alternating, sometimes different names within minutes of each other. I’m quite confused myself. Pretty sure I don’t have multiple personality disorder.

    Like

  47. George Rebane Avatar

    Jon 350pm – So what do you think JeffP’s 331pm is? I just don’t want it to grow into a ‘well he hit me first!’ pissing match.

    Like

  48. Don Bessee Avatar
    Don Bessee

    Hey Gregory, funny they all showed up within a few minutes.

    Like

  49. fish Avatar
    fish

    Posted by: Jon | 25 June 2015 at 03:50 PM
    There used to be a constant stream of whining from jeffy due to the fact that I posted under a pseudonym. There is also substantial evidence that he himself hypocritically engaged in the same behavior on numerous occasions both here and at other sites.
    There are times where you sound as if you are “channeling” Pelline….other times you sound like various other locals (Frisch, Anderson, Koyote).
    Relax….the “mystery” of who you are or who is animating the puppet today is entertaining to us. Try and have fun with it!

    Like

  50. Jon Avatar
    Jon

    I thought it an appropriate response. Hope all the personal garbage stops right now. To my eye, its clearly one of your regulars who perpetuates the instigation over and over again, knowing damn well the target is going to respond, as he should. Thought we had a decent thing going here- but somehow it morphed into discussions of personal insults, envy, airplanes, carbon footprints and business expenses….?

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